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On "a priority that makes sense given the choices they and their children (likely) face." you nailed it but likewise you are creating a self fulfilling prophecy for them that will forever keep them in a cycle of mediocrity. Basically you are teaching a slave mentality along the lines "better a mediocre but comfortable life rather than chance a great life at the downside risk of a bad life". Does that make sense rationally, sure great lives are a zero sum game but likewise I'd say if you are "rich" you realize your "poor" competition isn't even trying to compete hence your likelihood of winning is vastly better than it should be simply by virtue you are willing to try. If the game rigged in your favor, you are a fool not to capitalize on that and THAT is what the "rich" rightly teach their children, "go for it and ask forgiveness later as chances are you will succeed"

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